# Claude Personal Finance connects to your bank via Plaid

> The beta is read-only and limited to US Pro, Max and Ultra subscribers. Claude sees balances and up to two years of transactions.

URL: https://claudegpt.si/news/claude-personal-finance-plaid  
Published: 2026-11-05T18:51:08.583Z  
Author: ClaudeGPT Si Newsroom  
Section: Apps  
Topics: Anthropic, Claude, Personal finance, Plaid  
Publisher: ClaudeGPT Si

## Key takeaways

- Anthropic launched Personal Finance in Claude on November 5, 2026 as a US beta for Pro, Max and Ultra plans.
- Accounts connect through Plaid with read-only access, and Claude sees balances, credit limits and up to two years of transactions.
- Conversations in the Personal Finance hub are not used to train Anthropic's models.

Anthropic launched Personal Finance in Claude on November 5, a feature that connects to your bank and credit card accounts through Plaid and answers questions about your spending. It starts as a beta this week for Pro, Max and Ultra subscribers in the US, [according to Anthropic](https://claude.com/resources/articles/introducing-personal-finance-in-claude).

The access is read-only. Claude can look at your accounts, but it can't move, manage or invest money.

## What Claude can see

You choose which accounts to connect. For each one, Claude sees the bank name, the account name and type, the last four digits of the account number, balances and credit limits, and up to two years of transactions. You sign in to your bank through Plaid, which handles the read-only approval, so Claude never sees your bank password.

## What you can ask it

Anthropic says Claude totals your spending across accounts and sorts it into categories such as rent and utilities or food and drink. It can point out things that look wrong, like duplicate charges, unexpected fees and bills that keep rising. You can also ask broader questions, such as whether you spend more than you earn, or have it explain a term like APR and work out how much interest you paid over the past year.

TechCrunch, which covered the launch, reports the same details. Personal Finance appears in Claude's sidebar: open it, connect an account and ask a question.

## Privacy and limits

Conversations inside the Personal Finance hub are not used to train Anthropic's models. Chats outside the hub follow your normal privacy settings. You can unlink an account at any time, and Claude then can no longer see its data.

Anthropic says the feature has no ads or sponsored recommendations, and it doesn't offer its own credit cards, loans or savings accounts. It is not designed to give investment advice, and Anthropic warns that Claude can make mistakes, so check important figures with your bank.

## What we don't know yet

Anthropic's post lists no separate price and no usage caps for the feature, and it doesn't say when it will reach countries outside the US. OpenAI started a similar Plaid-powered personal finance preview in ChatGPT in May 2026, so Anthropic is following rather than leading here. For plan prices, see our guide to [the Claude Max plan](https://claudegpt.si/news/claude-max-plan-one-tier-after-ultra).

## Sources

- [Introducing Personal Finance in Claude](https://claude.com/resources/articles/introducing-personal-finance-in-claude), Anthropic
- [Claude can now analyze your spending with its new Personal Finance tool](https://techcrunch.com/2026/11/05/claude-can-now-analyze-your-spending-with-its-new-personal-finance-tool/), TechCrunch